Case Study

WHO WE WORK WITH

Situation Snapshot

A couple in their mid-40s with two small children have been working for more than twenty years. The couple has been able to earn and save significant wealth. They dream of an early retirement yet want to maintain their lifestyle. They want to get the most out of their current investments while reducing their income and estate tax liabilities.

Process

Argent Wealth Management guided the couple through our onboarding process. This revealed that the couple was concerned about more than just their early retirement planning. A review of current documents exposed the need for a more diversified portfolio customized to the couple’s risk tolerance and time horizon. Using Argent’s advanced retirement planning software, we provided cash flow projections across a range of retirement timing scenarios.

Client Outcome

• Provided couple with the tools and resources they needed to make plans to retire

• Set up structured education funding investment vehicles for the children

• Coordinated comprehensive investment management solutions across taxable accounts, IRA’s and company-sponsored 401(k) holdings

• Implemented tax-saving strategies

• Coordinated their comprehensive estate plan

Our wealth management case studies are based on actual and hypothetical client circumstances, fictionalized for confidentiality.